Save 80%* or MORE on your Student Loan!
Call now and within a few minutes you could be saving $1000s!
or fill out the 30 second form to the right!
* based on meeting certain qualifications, results will vary
** Call center hours are from 9:30am-7:30pm EST
Step 1
Fill out our simple one step form with basic loan information.
Step 2
One of our student loan refinance experts will contact the number you provide.
Step 3
Fill out our simple one step form with basic loan information.
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Save 80% or More on your monthly payment*
Free No Obligation pre-qualification!
Prevent or Stop wage garnishment!
Apply for industry lowest interest rates
The entire loan consolidation is handled with one phone call.
Everyone with a Federal loan qualifies!
Prevent or Stop wage garnishment!
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By clicking "Apply Now", I consent to be contacted about consolidating my students loans by Direct Student Loan Solutions at the number provided, including my mobile number, with autodialed telemarketing calls that may contain pre-recorded messages. To receive the offered service without providing consent, please call 855-457-9908.


Do you see your Student Loan payments piling up? We can help! You May Qualify for Student Loan Relief or Consolidation. In a single effortless phone we could save you up to 80% on your current student loan payments*.

You are not alone if you are having difficulties paying off your current student loan. In fact, the mountain of student loan debt has become so great that the Congress has passed and the President has signed the Bipartisan Student Loan Certainty Act of 2013 to help individuals in your situation. As a result, numerous programs have become available to help those struggling with student loan debt.

Why should I consolidate my loans?
Loan consolidation can greatly simplify loan repayment by centralizing your loans to one bill and can lower monthly payments by giving you up to 30 years to repay your loans. You might also have access to alternative repayment plans you would not have had before, and you’ll be able to switch your variable interest rate loans to a fixed interest rate.

Who is eligible for loan consolidation?
You are eligible for student loan consolidation after you graduate, leave school, or drop below half-time enrollment.
In addition, you must have one of the following loan types:

  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Subsidized Federal Stafford Loans
  • Unsubsidized Federal Stafford Loans
  • Direct PLUS Loans
  • PLUS loans from the Federal Family Education Loan (FFEL) Program
  • Supplemental Loans for Students (SLS)
  • Federal Perkins Loans
  • Federal Nursing Loans
  • Health Education Assistance Loans
  • some existing consolidation loans

Private education loans are not eligible for consolidation. If you are in default, you must meet certain requirements before you can consolidate your loans.
PLUS loan made to the parent of a dependent student cannot be transferred to the student through consolidation. Therefore, a student who is applying for loan consolidation cannot include the PLUS loan the parent took out for the dependent student’s education.

What is the interest rate on a consolidation loan?
A Direct Consolidation Loan has a fixed interest rate for the life of the loan. The fixed rate is based on the weighted average of the interest rates on the loans being consolidated, rounded up to the nearest one-eighth of 1%. There is no cap on the interest rate of a Direct Consolidation Loan.

More Information on Student Loan Consolidation
For more information on Student Loan Consolidation please visit:

What is Student Loan Relief?
Certain circumstances might lead to your loans being forgiven, canceled, or discharged. Some of the more common circumstances are covered below.

Teacher Loan Relief
If you are a teacher and also a new borrower (i.e., you did not have an outstanding balance on a Direct Loan or FFEL Program loan on Oct. 1, 1998, or on the date you obtained a Direct Loan or FFEL Program loan after Oct. 1, 1998) and have been teaching full-time in a low-income elementary or secondary school or educational service agency for five consecutive years, you may be able to have as much as $17,500 of your subsidized or unsubsidized loans forgiven. Your PLUS loans cannot be included.

Public Service Loan Relief
If you are employed in certain public service jobs and have made 120 payments on your Direct Loans (after Oct. 1, 2007), the remaining balance that you owe may be forgiven. Only payments made under certain repayment plans may be counted toward the required 120 payments. You must not be in default on the loans that are forgiven.

Perkins Loan Cancellation and Discharge
The following Federal Perkins Loan Program cancellations apply to individuals who perform certain types of public service or are employed in certain occupations.
For each complete year of service, a percentage of the loan may be canceled. The total percentage of the loan that can be canceled depends on the type of service performed. Depending on the type of loan you have, and when that loan was taken out, you may be eligible to cancel part of or your entire loan if you have served as one of the following:

  • Volunteer in the Peace Corps or ACTION program (including VISTA)
  • Teacher
  • Member of the U.S. armed forces (serving in area of hostilities)
  • Nurse or medical technician
  • Law enforcement or corrections officer
  • Head Start worker
  • Child or family services worker
  • Professional provider of early intervention services

There is no standard application form for Perkins Loan cancellations. Contact the school that you were attending when you received the loan.

More Information on Student Loan Relief
For more information on Student Loan Relief please visit:

Direct Student Loan Solutions is an Internet property of Marketplace Solutions, an independent third party providing loan document preparation, submission and related assistance. Consumers with student loan debt have the right to use an attorney or process federal student loan services documentation on their own behalf. Direct Student Loan Solutions is not affiliated with, and this website has not been approved by, any agency of the Federal Government.